CAL
"Always looking out for you."

medical insurance

 

 

Group Plans
CAL Insurance and Associates' marketing efforts are based on the needs of the employer and their employees. We will assist you in designing a benefits package for your company of any size from 2 to 500 employees.

In addition to designing your benefits package we also design a password protected website for you and your employees to view their individual benefits. Gone are the days of having to keep all those forms and books from the different carriers. Just go to your website and download any form or provider directory.

Working with us is like having a mini HR department at your disposal. We will help resolve your benefits billing problems as well as help your individual employees with their confidential claims problems. In addition we also educate small business owners on the various tax savings plans that are available to them. Health insurance premiums are treated as a general business expense allowing you to deduct premium cost.

Your agent is also your account service representative. Too often, clients are promised the world by a sales rep, only to find out that the salesperson disappeared the day after the sale. When you choose CAL Insurance and Associates to provide benefits consulting to your company, your primary contact with CAL is your agent.

Find protection and effective solutions for:

Medical
Dental
Vision
POP Plans
HSA Plans

Travel Coverage
Life
LTD
LTC Voluntary Products

Key Person
Buy Sell
401K