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Welcome to CAL Insurance & Associates, Inc.

The one brokerage that makes the client experience extraordinary.

CAL Insurance & Associates, Inc. is a multifaceted independent insurance agency and an advocate for small business in San Francisco, California and the nation.

Our firm built its reputation by providing a complete range of business, benefits and personal insurance for 80 years. We have a full spectrum of services for our clients that makes us an excellent business partner and consultant on all matters related to insurance. This coordination allows us the breadth to manage an entire insurance portfolio.

We are big enough to have a wealth of markets, yet small enough to identify ourselves as a regional insurance agency. Call us at (415) 661-6500 to find out what CAL can do for you.

CAL’s Core Values

■ We are team players & are committed to helping others out even when it is “not your job.”

■ We respect each other. In adverse or difficult situations we remain cool & level headed, always.

■ We deliver quick, accurate & extraordinary servicing to our clients.

■ We are forward thinking and anticipate the client needs. We are professional partners with our clients; not a vendor.

■ We do not take short cuts & we strive for excellence each day. Mediocrity is easy; excellence is hard work.

■ We are innovative, creative & open minded.

■ We conduct our business with honesty & integrity.

■ We seek solutions; we do not dwell on problems.