CAL Insurance is an insurance broker in the truest sense of the word, purchasing policies and programs from different carriers to best meet clients’ needs. CAL buys insurance on your behalf; they don’t sell it. The CAL team has expertise in a wide range of commercial, personal and benefits products and coverages to ensure you have the right advisers, solutions and protection. They are known for asking — and answering — a lot of questions to determine your needs and expectations. Then they exceed them.